3.3 Eligible vs. Non-eligible (Summary)

Category	Eligible?	Examples
Credit card payments (incl. contactless)	✅	VISA, MasterCard, JCB, AMEX, Diners
Debit card payments	✅	Supported if statement shows merchant info
QR code / app payments	❌	PayPay, LINE Pay
Prepaid (top-up type)	❌	Transit IC top-up, gift card recharge
Receipts / invoices	❌	Store receipts, handwritten slips
Missing merchant info	❌	Some AMEX QuickPay statements

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Card Integration Restrictions

There are limitations when linking credit cards in SyFu:

Sub-cards are not allowed

Sub-cards linked to main cards (e.g. family or business cards) are not eligible for linking or usage.

Only one card can be linked for automatic import

Generally, only one credit card can be set for automatic import.

Future expansion planned

Support for linking multiple cards under certain conditions is planned and will be announced later.

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🚀 Benefits for SyFu Pass Users

If you subscribe to SyFu Pass Standard, the limit on automatic import card connections is significantly relaxed.

Plan	Max Linked Cards (Japan)	Max Linked Accounts (Global)
Standard User	1	1
SyFu Pass Standard	Unlimited	Up to 3 accounts

💡 Key Benefits

• All transactions from linked cards are automatically reflected and eligible for BIND.

• In Japan, unlimited cards can be added.

• Globally, up to 3 accounts can be connected simultaneously via Salt Edge, etc.

• These benefits are automatically activated upon registering for SyFu Pass Standard.

If you use multiple cards and want seamless data integration:

👉 Register for SyFu Pass Standard to lift connection limits and make BINDing smoother.

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Card Switching Rules

• After switching cards, you cannot switch to another card for 24 hours.

• Transaction data up to the switching point will continue to be imported.

• If you unlink a card, transaction data from that card will no longer be imported.

• Once you enable automatic transaction data import, manual import will no longer be available.

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Switching Between Automatic and Manual Import

• Switching from automatic import → manual import means you cannot switch back to automatic import for 30 days.

• By unlinking the card, manual import becomes available again.

👉 Please note: Once you switch from automatic import to manual import, card transaction data will no longer be imported afterward.