3.1 Automatic Import
In SyFu, you become eligible for rewards when the following sequence is met: Check-in → Payment → (Statement) Import → BIND There are two import methods: automatic integration and manual upload.
Supported Regions and Integration Methods
Japan: Integration with Money Forward ME (credit cards only)
Global: Open banking APIs such as Salt Edge (credit/debit supported) ※ Salt Edge integration is planned to roll out gradually a few weeks after Open Beta launch
Import Timing (Important) Statement arrival depends on the confirmation process of the issuer (credit card/bank), and usually takes 3–5 business days. Even if the statement arrives later, as long as the check-in order (same-day is valid) is met, BIND is possible. Payments dated before the check-in date are invalid (※ valid if on the same day).
Initial Integration and Retrieval Scope of Card History
The first linked card will retrieve payment data for the past 1 month.
If you switch cards, the system will retrieve data from the date of switch onward.
The previous card will reflect data up to the switch date and then stop.
Example:
Card A selected on Sept 18 → retrieves payment data from Aug 18 to Sep 18
Card B selected on Sept 20 → starts retrieving from Sep 20 onward (Card A ends at Sept 20)
Switching Between Automatic ⇄ Manual Import
To switch from automatic → manual, please disconnect the payment data integration service. You can then proceed with manual uploads.
Note: Once switched from automatic to manual, card payment data will no longer be auto-imported.
Cooldown Period (Re-linking Restriction)
If you perform manual upload after disabling auto import, a 30-day cooldown is applied before reactivating auto import.
If you disable auto import but do NOT perform a manual upload, you can immediately re-enable automatic import.
Auto → Manual
30-day auto reactivation lock
Immediate reactivation possible
💡 Note Once switched to manual import, card payment data will no longer be auto-imported. To return to auto, please ensure you follow the 30-day rule and re-link accordingly.
App Update Timing (Auto Import Visibility)
Payment data is updated in the app at the following trigger points:
Once daily at 1:00 AM UTC (minimum 1 auto-update)
When the BIND screen or payment history screen is opened, and 3+ hours have passed since last fetch
Tip The system refreshes at most every 3 hours. However, please note that statement confirmation from card issuers (3–5 business days) may delay actual data arrival.
Common Pitfalls (and Fixes)
"Same-day" – what does it mean? If payment and check-in are on the same calendar date, even if the payment arrives later, BIND is valid. Crossing dates makes it invalid.
Online/App-only payments? Generally not eligible (SyFu prioritizes real-world visit proof). See 3.4 BIND Rules for more.
Different store names shown The name on the statement may differ from the real store. As long as it's a real in-store payment, it is valid (see 3.6 Troubleshooting / FAQ).
References: Related Pages
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