# 11.2 規制・法令対応（KYC / AML）

SyFuはグローバル展開を前提に、各地域の金融・データ規制に準拠しています。<br>

* **KYC（本人確認）**
  * 高額利用や出金時に実施
  * パスポート・住所証明などの本人確認書類が必要<br>
* **AML（マネーロンダリング対策）**
  * 不正検知アルゴリズムで異常取引をモニタリング
  * 高リスク行為は即時フラグ → 出金保留・審査<br>
* **PSD2 / オープンバンキング**
  * Salt Edge・マネーフォワードMEなど正規API経由でデータ取得
  * 国際基準のセキュリティ準拠


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